FREE QSA_NEW_V4 DOWNLOAD & VALID QSA_NEW_V4 EXAM SIMULATOR

Free QSA_New_V4 Download & Valid QSA_New_V4 Exam Simulator

Free QSA_New_V4 Download & Valid QSA_New_V4 Exam Simulator

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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q19-Q24):

NEW QUESTION # 19
What is the intent of classifying media that contains cardholder data?

  • A. Ensuring that all media is consistently destroyed on the same schedule, regardless of the contents.
  • B. Ensuring that media is clearly and visibly labeled as "Confidential" so all personnel know that the media contains cardholder data.
  • C. Ensuring that media containing cardholder data is moved from secured areas on a quarterly basis.
  • D. Ensuring that media is properly protected according to the sensitivity of the data it contains.

Answer: D

Explanation:
Requirement 9.6.1mandates theclassification of mediaso that appropriatehandling, storage, and disposalprocedures are applied based on thesensitivity of the data. This ensures that media storing cardholder data is not treated the same as media containing non-sensitive content.
* Option A:#Correct. Classifying media enablesrisk-appropriate protections.
* Option B:#Incorrect. Movement schedules are not mandated.
* Option C:#Incorrect. Labeling is a recommended control but not the primary intent.
* Option D:#Incorrect. Destruction must bebased on data classification, not uniform timing.


NEW QUESTION # 20
An organization wishes to implement multi-factor authentication for remote access, using the user's Individual password and a digital certificate. Which of the following scenarios would meet PCI DSS requirements for multi-factor authentication?

  • A. Change control processes are In place to ensure certificates are changed every 90 days.
  • B. Certificates are assigned only to administrative groups, and not to regular users.
  • C. Certificates are logged so they can be retrieved when the employee leaves the company.
  • D. A different certificate is assigned to each individual user account, and certificates are not shared.

Answer: D

Explanation:
Multi-Factor Authentication (MFA)
* MFA requires at least two factors from different categories: something you know (password), something you have (digital certificate), or something you are (biometric).
* PCI DSS Requirement 8 mandates that credentials like certificates must be unique to each user.
Secure Certificate Use
* Certificates must not be shared and should be assigned individually to ensure accountability and prevent unauthorized access.
Incorrect Options
* Option A: Limiting certificates to administrative groups does not fulfill PCI DSS for all users.
* Option C: Logging certificates for retrieval is unrelated to security requirements.
* Option D: Certificates do not have a mandatory 90-day change requirement.


NEW QUESTION # 21
Which of the following is true regarding compensating controls?

  • A. An existing PCI DSS requirement can be used as compensating control if it is already implemented.
  • B. A compensating control must address the risk associated with not adhering to the PCI DSS requirement.
  • C. A compensating control is not necessary if all other PCI DSS requirements are in place.
  • D. A compensating control worksheet is not required if the acquirer approves the compensating control.

Answer: B

Explanation:
Compensating Controls Definition and Purpose
* A compensating control is an alternate measure that satisfies the intent of a specific PCI DSS requirement and provides an equivalent level of security.
* The rationale and risk mitigation must be explicitly documented using the Compensating Control Worksheet (CCW).
Mandatory Documentation
* PCI DSS v4.0 mandates the use of a CCW when implementing compensating controls. This applies regardless of acquirer approvals.
* The CCW requires detailed documentation including:
* Constraints preventing the original requirement from being implemented.
* Justification for the compensating control.
* Description of the control and evidence of its effectiveness.
Using Existing Requirements
* If an existing PCI DSS requirement (e.g., Requirement 5 for antivirus) is already implemented and can mitigate the risks of not meeting another requirement, it may qualify as a compensating control.
Approval and Review Process
* QSAs must validate the implementation, effectiveness, and appropriateness of compensating controls during the assessment process


NEW QUESTION # 22
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?

  • A. Authorization
  • B. Clearing
  • C. Chargeback
  • D. Settlement

Answer: D

Explanation:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.
Reference:PCI SSC Glossary - Definitions of "Authorization", "Clearing", and "Settlement".


NEW QUESTION # 23
Which of the following is a requirement for multi-tenant service providers?

  • A. Ensure that customers cannot access another entity's cardholder data environment.
  • B. Provide customers with access to the hosting provider's system configuration files.
  • C. Provide customers with a shared user ID for access to critical system binaries.
  • D. Ensure that a customer's log files are available to all hosted entities.

Answer: A

Explanation:
Formulti-tenant service providers,isolation and segmentationare critical. As perRequirement 12.10.3, each customer's environment must besegregated and protectedsuch that no tenant can access another's data or systems.
* Option A:#Correct. This is the foundational control -isolation of customer environments.
* Option B:#Incorrect. Exposing system config files is a security risk.
* Option C:#Incorrect. Shared user IDs areexplicitly prohibitedby Requirement 8.2.1.
* Option D:#Incorrect. Customers should only access their own logs.


NEW QUESTION # 24
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